Attention homeowners in Whiting and Ocean County: Get an Appraisal today!
The top 7 reasons why NJ homeowners need Ru Appraisals, LLC:
Own a home in or near Whiting, NJ and need help determining the value of it?
We at Ru Appraisals, LLC understand the unique needs of a customer looking for appraisal services. Our business practices and reporting formats are relatively routine to our business clients like banks, lawyers, and accountants. As our non-traditionalclient, we will give you extra guidance and explanations through the appraisal process to better understand what we do and how we report our conclusions. For Sale By Owner/Pre-Listing ServicesIt's very hard to be objective about your own home because you most likely have an emotional attachment to it. A professional appraiser is objective and will tell you what you need to know, not just what you want to hear. In addition to helping you set a realistic price to sell at so your property will attract buyers, a professional appraisal is a very important negotiating tool once you have an interested buyer. It's something concrete to show the buyer. An appraisal is an independent third party's opinion of your property's price -- not just you saying how much you think your house is worth. Potential buyers know you have an emotional attachment to your home and will be more likely to give credibility to an accomplished appraiser's value estimation than yours. Need to cancel PMI?PMI stands for Private Mortgage Insurance. A preferred way to save money for homeowners is to get the PMI removed from their mortgage loan, thus saving them money on their monthly payments. Your monthly payments will go down once your mortgage loan is below 80% of the value of your house. In most cases you can apply to the lender to have the PMI removed from your loan. At Ru Appraisals, LLC, we're experienced in helping consumers just like you rid themselves of undesirable PMI insurance. Challenging property tax assessmentsLets say your house is not appreciating as much as other houses close to yours -- your local tax assessor may have your home overvalued. This means you're paying higher taxes than you should be paying. The quicker you take care of things like this, the better off you'll be, since your property assessment may likely go up again in the next period. Getting a professional appraisal from Ru Appraisals, LLC is your chief weapon when contesting your property tax assessment. Recently got a freeze your HELOC?Your lender may choose to automatically freeze your home equity line of credit (HELOC) if your property is in or near a declining area -- even if your specific property has not declined in value. Not only can this be annoying from a cash flow viewpoint, but it can be negative on your credit score since it may appear as though that credit line is maxed out. Ru Appraisals, LLC can help you reinstate your home equity line of credit with an expert appraisal. Do You Need Field and Desktop Appraisal Review Services?Have you just been handed a copy of your appraisal and you would prefer to have a seasoned expert double-check it for preciseness or do you want a second opinion without the cost and delay of waiting for a whole new appraisal? Ru Appraisals, LLC offers field reviews where we go out and check the subject and comparables in question. Or, if you need it ASAP, we can provide you with a desk review and verify as many facts as we can using online data sources as well as our own files. We can also provide a retrospective review of any appraisal you may have had done before. While usually requested by banks, you may want to take advantage of this service if you suspect mortgage fraud related to your property. |
