Need an appraisal in Whiting or Ocean County?
The top seven reasons NJ homeowners use Ru Appraisals, LLC:
Do you own a home in or near Whiting? Do you need help determining the price of your real estate?
At Ru Appraisals, LLC, we understand the unique needs of a homeowner in need of appraisal services. The appraisal process and reporting formats are relatively routine to our business clients like banks, lawyers, and accountants. Being a person not in the real estate industry that probably doesn't see an appraisal every day,we will provide you with extra guidance and explanations through the appraisal process to more clearly understand what we do and how we report the results of our analysis. For Sale By Owner (FSBO)/Pre-Listing ServicesSince you have an emotional attachment to your own home, it's often very hard to be objective about it. Professional appraisers, like the ones at Ru Appraisals, LLC, are objective. We'll tell you what you need to know, not just what you want to hear. In addition to helping you set a realistic price to sell at so your property will attract buyers, a professional appraisal is very valuable as a negotiating tool once you have an interested buyer. It's something tangible to show the buyer. It's an independent third party's opinion of your house's value, and not just you saying how much you think your home is worth. Potential buyers know you have an emotional attachment to your house and will be much more likely to give credibility to a seasoned appraiser's value judgement than yours. Need to remove PMI?PMI stands for Private Mortgage Insurance. A popular way to cut costs for homeowners is to get the PMI eliminated from their mortgage loan, thus saving them money on their monthly payments. Once your mortgage loan is less than 80% of the value of your house, in most cases you can apply to the lender to have the PMI canceled from your loan, which will make your monthly payments go down. At Ru Appraisals, LLC, we're seasoned in helping people just like you delete unnecessary PMI insurance. Challenge Ocean county's assessment of your propertyIf you live in a region that is going down or is not appreciating as much as other houses nearby, your local tax assessor may have your house overvalued. That only means you are paying more taxes than you should. Since your property assessment may likely go up again in the next period, the faster you take care of things like this, the better. Getting a professional appraisal from Ru Appraisals, LLC is your chief weapon when challenging your property tax assessment. Was your HELOC recently frozen?Even if your specific property has not declined in value, your lender just may choose to automatically freeze your home equity line of credit (HELOC) if your property is close to a declining area. This can this be inopportune from a cash flow point of view, and detrimental to your credit score since it may appear as though that credit line is maxed out. An appraisal from Ru Appraisals, LLC can help you reinstate your HELOC. Field and Desktop Appraisal Review ServicesWould you wish a second opinion without the added expense and delay of waiting for a whole new appraisal? Or do you want a seasoned appraiser to double-check your appraisal for efficiency? We can go out and check the subject and comparables in a field review. If you need it in a rush, we'll provide you with a desk review and verify as many facts as we can using online data sources as well as our own files. Need a retrospective review of an appraisal? We can help you with that While usually requested by banks, you may want to take advantage of this service if you suspect mortgage fraud related to your home. |
