Attention homeowners: Real estate appraisal services for in Whiting and Ocean County
The top seven reasons NJ homeowners call on Ru Appraisals, LLC:
Need help determining the value of your house in or near Whiting, NJ?
We at Ru Appraisals, LLC understand the individual needs of a homeowner after appraisal services. While our typical business clients understand the appraisal process and standard reporting formats, you as a consumer will get an extra level of customer service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them. Pre-listing Services/For Sale By Owner (FSBO)It's very hard to be objective about your own house because of your emotional attachment to it. The professional appraisers at Ru Appraisals, LLC will tell you what you need to know -- not just what you want to hear. We are objective. In addition to helping you set a realistic selling price so your home will attract many interested buyers, a professional appraisal is very important as a negotiating tool once you have an interested buyer. The appraisal is something tangible to show your buyer. An appraisal is an independent third party's opinion of your property's price -- not just you saying how much you think your home is worth. Interested buyers know you have an emotional attachment to your home and will be far more likely to give credibility to an accomplished appraiser's value opinion than yours. Appraisals to remove PMIPMI stands for Private Mortgage Insurance. An attractive way to cut costs for homeowners is getting the PMI removed from their mortgage loan, thus saving them money on their monthly payments. Your monthly payments will go down once your mortgage loan amount is down below 80% of the value of your house. In most cases you can apply to your lender to have the PMI removed from your loan. We are experienced in helping consumers just like you get rid of unwanted and unneeded PMI insurance. Challenge property tax assessmentsLets say your house is not appreciating as much as other houses close by -- your local tax assessor may have your house overvalued. This means you are most likely paying higher taxes than you should be paying. Since your property assessment may likely go up again in the next period, the earlier you take care of things like this, the better. Getting an expert appraisal from Ru Appraisals, LLC is your chief weapon when contesting your property tax assessment. Recently got a freeze your HELOC?Your lender might decide to automatically freeze your home equity line of credit (HELOC) if your property is near a declining area -- even if your specific property has not declined in value. Not only can this be unsuitable from a cash flow standpoint, but it can be unfavorable to your credit score since it may appear as though that credit line is maxed out. An efficient appraisal from Ru Appraisals, LLC can help you reinstate your HELOC. Do You Need Field and Desktop Appraisal Review Services?Would you like a second opinion without the added expense and delay of waiting for a whole new appraisal? Or do you want a professional to double-check your appraisal for precision? We can go out and check the subject and comps in a field review. If you're in a hurry, we'll provide you with a desk review and verify as many facts as we can using online data sources as well as our own files. Need a retrospective review of an appraisal? We can help you with that Even though this is usually requested by banks, you may wish to exploit this service if you suspect mortgage fraud related to your house. |
