Attention homeowners: Real estate appraisal services for in Whiting and Ocean County
Here are the top 7 reasons why NJ homeowners order from Ru Appraisals, LLC:
Do you own a house in or near Whiting? Do you need help deciding the value of your real estate?
We at Ru Appraisals, LLC understand the individual needs of a consumer in need of appraisal services. Our business practices and reporting formats are relatively routine to our business clients like lenders, lawyers, and CPAs. Being a consumer that ordinarily doesn't look at appraisals on a regular basis,you can expect extra guidance and explanations through the appraisal process to understand what we do and how we document our findings. Pre-listing Services/For Sale By Owner (FSBO)It's very hard to be objective about your house because you probably have an emotional attachment to it. Our professional appraisers at Ru Appraisals, LLC are objective. We won't just tell you what you want to hear, we will tell you what you need to know. A professional appraisal is a very valuable negotiating tool once you have an interested buyer, in addition to helping you set a realistic selling price so your house will attract buyers. The appraisal is something tangible to show your buyer. The appraisal is an independent third party's opinion of your home's price, not just how much your house is worth. Potential buyers assume that you have an emotional attachment to your home and will be much more likely to give credibility to an expert appraiser's value estimation than yours. PMI Removal AppraisalsGetting the PMI (Private Mortgage Insurance) canceled from your mortgage loan is a preferred way to cut costs for homeowners. Once your mortgage loan amount is less than 80% of the value of your property, in most cases you can apply to your lender to have the PMI canceled from your loan, which will make your monthly payments go down. Ru Appraisals, LLC is experts in helping clients just like you do away with unnecessary PMI insurance. Challenge property tax assessmentsYour local tax assessor may have your house overvalued if you live in an area that is declining. This only means you are most likely paying higher taxes than you should be paying. Since your property assessment may likely go up again in the next period, the earlier you take care of a matter like this, the better off you'll be. When challenging your property tax assessment, getting an appraisal report from Ru Appraisals, LLC is your chief weapon. Recently got a freeze your HELOC?If your property is near a declining area, your lender just may decide to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. This can this be difficult and inconvenient from a cash flow angle, and negative on your credit score since it may appear as though that credit line is maxed out. Ru Appraisals, LLC can help you reinstate your HELOC. Do You Need Field and Desktop Appraisal Review Services?Would you prefer a second opinion without the added cost and delay of waiting for a whole new appraisal? Or do you want a professional to double-check your appraisal for verity? We can go out and check the subject and comps in a field review. If you need it in a rush, we'll provide you with a desk review and verify as many facts as we can using online data sources as well as our own files. Need a retrospective review of an appraisal report? We can help with that too. While usually requested by banks, you may want to take advantage of this service if you suspect mortgage fraud related to your home. |
