Attention homeowners in Whiting and Ocean County: Get an Appraisal today!
Check out the top reasons NJ homeowners need Ru Appraisals, LLC:
Own a home in or near Whiting, NJ and need help determining the price of it?
At Ru Appraisals, LLC, we understand the special needs of a homeowner after appraisal services. Our usual business clients understand the appraisal process and the usual documents we provide. But as a general consumer,we will give you extra guidance and explanations through the appraisal process to more fully understand what we do and how we present the results of our analysis. For Sale By Owner (FSBO)/Pre-Listing ServicesIt's very hard to be objective about your house because of your emotional attachment to it. The professional appraisers at Ru Appraisals, LLC will tell you what you need to know -- not just what you want to hear. We are objective. In addition to helping you set a realistic price to sell at so your house will attract many interested buyers, a professional appraisal is very crucial as a negotiating tool once you have a likely buyer. The appraisal is something tangible to show the buyer. It's an independent third party's opinion of your property's price, and not just you saying how much you think your home is worth. Potential buyers assume that you have an emotional attachment to your house and will be much more likely to give credibility to a qualified appraiser's value conclusion than yours. PMI Removal AppraisalsGetting the PMI (Private Mortgage Insurance) canceled from your mortgage loan is a popular money saver for homeowners. Your monthly payments will go down once your mortgage loan amount is less than 80% of the value of your home. In most cases you can apply to a lender to have the PMI canceled from your loan. We're experienced in helping clients just like you do away with unwanted PMI insurance. Challenge property tax assessmentsYour local tax assessor may have your house overvalued if you live in a local area that's declining or not appreciating as much as other homes close to yours. This means you're most likely paying higher taxes than you should be paying. The quicker you take care of things like this, the better off you'll be, since your property assessment may likely go up again in the next period. When challenging your property tax assessment, getting an appraisal report from Ru Appraisals, LLC is your best weapon. Was your HELOC recently frozen?If your property is in a declining area, your lender might just make the decision to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. This can this be inopportune from a cash flow point of view, and detrimental to your credit score since it may appear as though that credit line is maxed out. Ru Appraisals, LLC can help you reinstate your home equity line of credit with efficient appraisal. We Provide Field and Desktop Appraisal Review ServicesDo you need an expert to double-check your appraisal for verity, or do you want a second opinion without the expense and delay of waiting for a whole new appraisal? Ru Appraisals, LLC offers field reviews where we'll go out and check the subject and comps in question. Or, if you're in a hurry, we can provide desk review and verify as many facts as we can using online data sources as well as our own files. Do you need a retrospective review of an appraisal report? Ru Appraisals, LLC can help you with that. While usually requested by banks, you may desire to employ this service if you suspect mortgage fraud related to your property. |
